1. Acceptance of Terms

By using our website, enrolling in any course, or attending an event hosted by ProSpeak Life Academy, you confirm that you have read, understood, and agreed to be bound by these Terms and our Privacy Policy.

If you are under 18, parental or guardian consent is required before using our services.

2. Services Provided

ProSpeak Life Academy offers:

• Communication and leadership training
• Online courses via LMS (Learning Management System)
• Virtual bootcamps hosted on Zoom and YouTube
• In-person and hybrid learning events
• Coaching and mentorship for children, teens, and professionals

3. User Accounts

To access some services, you may need to create an account.

You agree to:

• Provide accurate, current, and complete information
• Keep your login credentials secure
• Notify us immediately of any unauthorised use of your account

You are responsible for all activities under your account.

4. Eligibility

By using our services, you confirm that:

• You are at least 18 years old, or have parental consent if under 18
• You have the legal capacity to enter into a binding agreement
• You are not barred from using our services under any applicable law

5. Payments and Refunds

a) Payment

• Courses, bootcamps, and premium content may require payment
• All prices are listed in Nigerian Naira (NGN) unless otherwise stated
• Payments are processed via secure third-party platforms

b) Refunds

• Refunds are subject to course-specific policies
• Refund requests must be made in writing to info@prospeaklifeacademy.com
• No refunds for completed or significantly progressed courses

6. Use of Content

All course materials, videos, handouts, and intellectual property on our platform are owned by ProSpeak Life LTD or licensed appropriately.

You may not:

• Reproduce, distribute, or publicly share our content
• Resell or commercialise any course material
• Record live sessions without permission

Violation of this section may result in account termination and legal action.

7. Code of Conduct

We expect all users — especially in community forums, webinars, and live sessions — to:

• Treat others with respect
• Avoid offensive or discriminatory language
• Not disrupt learning environments
• Refrain from sharing inappropriate content

We reserve the right to remove users who violate this code without refund.

8. Parental Consent and Child Use

For children under 13:

• Parental or guardian consent is required to create an account or access courses
• Parents may be asked to supervise learning, especially in live sessions
• We comply with child protection and data privacy regulations

9. Third-Party Services

We use platforms like:

• Zoom for webinars
• YouTube for livestreams
• LMS platforms for course delivery
• Payment processors (e.g., Paystack, Flutterwave, Stripe)

These services have their own terms and privacy policies. You agree to abide by their terms when using them through our site.

10. Intellectual Property

All content on this site, including logos, text, videos, and graphics, is the property of ProSpeak Life LTD or its licensors. Unauthorised use is strictly prohibited.

11. Limitation of Liability

To the extent permitted by law, ProSpeak Life LTD shall not be liable for:

• Any indirect, incidental, or consequential damages
• Loss of data, profits, or business
• Errors or interruptions in service availability
• User negligence or misuse of our platform

Use of our services is at your own risk.

12. Disclaimer

All services are provided "as is." We do not guarantee specific results from course participation. Learning outcomes depend on individual effort and engagement.

13. Termination

We may suspend or terminate your account or access if:

• You violate these Terms
• You misuse our platform or content
• You engage in behaviour harmful to our community or brand

14. Governing Law

These Terms are governed by the laws of the Federal Republic of Nigeria, without regard to its conflict of law principles. Disputes shall be subject to the exclusive jurisdiction of courts in Abuja, Nigeria.

15. Changes to Terms

We reserve the right to modify these Terms at any time. Updates will be posted on this page with a revised effective date. Continued use of our services constitutes acceptance of the revised Terms.

16. Contact Us

If you have questions about these Terms, contact us at:

ProSpeak Life LTD
Abuja, Nigeria
📧 Email: info@prospeaklifeacademy.com
🌐 Website: https://www.prospeaklifeacademy.com

By using our website and services, you agree to abide by these Terms and Conditions.